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Refund Policy

Last updated: 7 July 2026  |  Effective: 7 July 2026  |  BusPoint  |  Reg No AE2024007

This Refund Policy applies to all transactions processed through the BusPoint Hafilat card top-up service at buspoint.org. Please read this policy carefully before submitting a top-up request. By using our service, you agree to the terms of this Refund Policy.

1. General Refund Principles

BusPoint aims to provide a reliable and accurate Hafilat card top-up service. We understand that issues can occasionally arise, and this policy sets out the circumstances under which refunds may be granted, the process for requesting a refund, and the timelines involved.

All refund requests are assessed on a case-by-case basis in accordance with the conditions outlined in this policy and applicable UAE consumer protection regulations.

2. Eligible Refund Circumstances

You may be eligible for a refund in the following circumstances:

2.1 Failed Top-Up

If a confirmed payment was received by BusPoint but the top-up could not be successfully applied to your Hafilat card after reasonable processing attempts, you are eligible for a full refund of the top-up amount paid. Service fees charged for the transaction are non-refundable in this case unless the failure was due to a BusPoint error.

2.2 Duplicate Transaction

If you were charged more than once for the same top-up request due to a technical error on our platform, the duplicate charge will be refunded in full upon verification. Please contact us immediately if you believe a duplicate charge has occurred.

2.3 Incorrect Amount Charged

If you were charged an amount different from what was displayed and agreed to at the time of submission, we will refund the difference promptly upon verification of the discrepancy.

2.4 BusPoint Service Error

If a top-up failed or was applied incorrectly due to an error on BusPoint's part, you are eligible for a full refund of all amounts paid, including any service fees.

3. Non-Refundable Circumstances

Refunds will not be issued in the following circumstances:

  • You entered an incorrect 16-digit Hafilat card number and the top-up was successfully applied to that card. BusPoint is not responsible for errors made by users in entering card information.
  • You change your mind after a top-up request has been successfully processed.
  • The top-up was applied successfully to the correct Hafilat card number but you no longer wish to use the card.
  • You submitted multiple top-up requests intentionally and later decide you do not need them.
  • Service fees are generally non-refundable once a transaction has been initiated, except where the failure was due to BusPoint's error.
  • Delays in processing that remain within the stated 24-hour window do not constitute grounds for a refund.

4. How to Request a Refund

To request a refund, please contact our support team as soon as possible. Refund requests should be submitted within 14 calendar days of the original transaction date.

Your refund request should include:

  1. Your name and contact email address.
  2. The date of the transaction.
  3. The last 4 digits of the Hafilat card number associated with the request.
  4. The amount paid and the reason for the refund request.
  5. Any supporting documentation (e.g., payment confirmation, bank statement showing the charge).

Submit your refund request by:

  • Email: support@buspoint.org (Subject: "Refund Request – [Date] – [Last 4 digits of card]")
  • WhatsApp: as listed on our Contact page

5. Refund Processing Timelines

Once a refund request is received, we will acknowledge receipt within 2 business days. We will review your request and communicate our decision within 7 business days of receipt.

If your refund is approved:

  • Credit/debit card refunds: Processed within 7–14 business days. The time for the refund to appear in your account depends on your card issuer.
  • Bank transfer refunds: Processed within 5–10 business days to the originating UAE bank account.
  • Digital wallet refunds: Processed within 3–7 business days, subject to the wallet provider's timelines.

6. Partial Refunds

In some circumstances, a partial refund may be issued — for example, where a service fee is retained due to partial processing work already completed. BusPoint will clearly explain any partial refund decision and the amounts involved.

7. Disputed Transactions

If you believe a transaction was made without your authorization, please contact us immediately at support@buspoint.org and also contact your bank or card issuer to report the unauthorized transaction. BusPoint will cooperate with any investigation by your financial institution.

We encourage you to contact us directly before initiating a chargeback with your bank, as most issues can be resolved more quickly through direct communication.

8. Currency

All refunds will be issued in UAE Dirhams (AED), regardless of the payment currency used. Exchange rate fluctuations may result in a difference between the amount originally paid and the refunded amount when converted to your local currency. BusPoint is not responsible for such differences.

9. Right to Refuse Refunds

BusPoint reserves the right to decline refund requests that do not meet the eligibility criteria set out in this policy, that are submitted fraudulently, or that relate to transactions involving suspected abuse of the service. We will provide a written explanation for any refusal.

10. Changes to This Policy

BusPoint may update this Refund Policy from time to time. The revised policy will be posted on this page with an updated effective date. Continued use of the Service after any changes constitutes your acceptance of the updated Refund Policy.

11. Contact

For refund requests or questions about this policy, please contact us:

  • Email: support@buspoint.org
  • Address: F9J3+44W - Al Hisn - W6, Abu Dhabi, UAE
  • Phone: +971 XX XXX XXXX

Our support team is available to assist you and aims to resolve all refund matters fairly and promptly.

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